| Non-Banking Financial Services | Investment in shares, mutual funds, and other financial securities to generate income. | Long-standing market presence, strategic investment portfolio, and compliance with financial regulations. | Mainly institutional and retail investors indirectly through financial markets (B2C and B2B exposure). | Dividend and capital gains from equity investments provide higher margins. | 20 | 100 | Income through dividends, capital gains, and interest from financial investments and mutual funds. | Revenue generated from investment returns rather than sales or subscription fees. | Strong capital markets, disciplined investment strategy, and RBI NBFC status supporting growth. | |
