| Financial Services | Hire purchase, leasing, term loans, mortgage financing, and personal loans targeting MSMEs and individuals. | RBI registration as NBFC; local market expertise; diversified loan portfolio; strong regulatory compliance. | Primarily B2C individuals and small businesses in Gujarat with informal income sources. | Mortgage and vehicle financing segments provide higher margins. | 12 | 100 | Interest income from loans and financing services. | Interest-based lending with fixed and variable loan products. | Demand from underserved MSMEs and middle class; innovative lending products; regional expansion. | |
