| Asset Reconstruction Services | Acquisition and management of non-performing assets from banks and financial institutions including corporate and retail loans. | First mover advantage, extensive seller relationships, regulatory recognition, and experienced management. | Banks and financial institutions (B2B). | Fee-based recovery services and value arbitrage in asset acquisitions. | 722 | 100 | Fee income from asset servicing and recovery gains from distressed asset acquisitions. | Acquisition pricing based on asset valuation; recurring fees from asset servicing. | Increasing stressed retail and SME loans, regulatory support for ARC sector, economic recovery. | |