What we do Asset Reconstruction Company (India) Ltd specializes in acquiring and resolving non-performing financial assets from Indian banks and financial institutions, aiming to recover value and manage distressed assets. |
Founded in 2,002 |
Market share Pioneer ARC in India registered with RBI, handling large NPAs with a significant market presence and growing retail loan acquisition. |
Problem solved Helps banks and financial institutions manage and recover non-performing assets, improving financial stability and unlocking value from stressed loans. |
Top clients or who we serve Serves Indian banks and financial institutions (B2B), focusing on corporate, retail, and SME non-performing assets. |
Key management Pallav Mohapatra (CEO & MD), Pramod Gupta (CFO), Ameet Kela (Company Secretary). |
Our journey and innovations Founded in 2002 as India's first RBI-registered ARC; expanded from corporate NPAs to retail and home loans; introduced dedicated retail loan acquisition division 'Arms'. |
Where we operate Primarily operates across India, working with banks and financial institutions nationwide. |
Top products or what we offer Acquisition and resolution of NPAs through securitization trusts; focused on corporate and retail distressed assets. |
Top brands - |
Raw materials needed - |
Raw materials supplier - |
Recurring vs cyclical contribution Revenues are a mix of recurring fee-based income and cyclical gains from asset acquisitions and recoveries. |
Our industry position Leading and pioneering ARC in India with extensive seller relationships and diversified asset portfolio. |
Financial highlights FY24 revenue ₹721.69 crore, net profit ₹351.69 crore, with 27% profit growth despite revenue challenges; strong net worth ₹2463 crore. |
Geographical revenue split Entire revenue generated from Indian market operations. |
Order book - |
Whats driving growth Growth driven by rising distressed retail loans, focused recoveries, strategic acquisitions, and robust economic outlook. |
Our future plans Expand acquisition in retail and SME loans, strengthen co-investment models, and enhance fee-based income streams. |
Our green promise - |
Our people and values Employs 221 staff fostering a culture of transparency, learning, diversity, and employee well-being. |
Key challenges ahead Legal delays in recoveries, regulatory changes, cyclical asset quality fluctuations, and liquidity environment shifts. |
Interesting facts First ARC registered with RBI in India; has grown AUM through innovative retail acquisition strategies. |
Risks and strategy Mitigates delayed legal processes and regulatory risks via proactive monitoring and diversified portfolio strategies. |
