What we do ARC Finance Ltd, established in 1982, is a registered Non-Banking Financial Company offering lending and diverse financial services, alongside manufacturing and trading agricultural products since 2015. |
Founded in 1,982 |
Market share A growing player in the NBFC sector with increasing revenues and profitability, evidenced by substantial annual growth. |
Problem solved Provides financial credit and services to underserved segments, supporting agriculture and investment activities. |
Top clients or who we serve Serves primarily retail and agricultural clients through financial products; operates B2B and B2C. |
Key management - |
Our journey and innovations Incorporated in 1982, shifted focus to financial services in 1998 and expanded into agricultural trading in 2015, growing revenues fivefold by 2025. |
Where we operate Primarily operates in India with headquarters in Kolkata; no significant international presence. |
Top products or what we offer Financial lending services, agricultural product manufacturing and trading, investment activities. |
Top brands - |
Raw materials needed Agricultural raw materials for manufacturing and trading business segment. |
Raw materials supplier - |
Recurring vs cyclical contribution Revenue mainly recurring from financial services with some cyclical contribution from agricultural products trading. |
Our industry position Emerging NBFC with expanding revenue base and improving net profitability, positioning for future growth. |
Financial highlights FY 2024-25 revenue of Rs 23.3 crore with net profit Rs 3.31 crore, showing significant growth from previous year's Rs 9.24 crore revenue. |
Geographical revenue split - |
Order book - |
Whats driving growth Rising demand in financial services and expansion in agricultural product activities driving top-line and profitability growth. |
Our future plans Focus on scaling financial services and expanding agricultural manufacturing, with increased capital from rights issue. |
Our green promise - |
Our people and values - |
Key challenges ahead Managing credit risk, regulatory compliance, and sustaining growth in competitive NBFC and agricultural markets. |
Interesting facts Rights issue in 2024 increased capital substantially, reflecting investor confidence and expansion plans. |
Risks and strategy Risk management policies in place with continuous monitoring; strategy includes diversified offerings and strengthening internal controls. |
