| Finance & Capital Market | Corporate consulting, investment advisory, loans (personal, business, home), financial services including NBFC operations. | Registered SEBI and RBI credentials, established brand, diversified offerings, and loyal client base. | Both B2B and B2C including corporates and individual investors. | Investment advisory and loan services have higher margin contributions. | 2 | 63 | Fees from consulting, interest income from loans, brokerage commissions, and service charges. | Fee-based, interest income, and service charges on loans; direct sales and subscription for advisory. | Increasing demand for diversified financial products and advisory services; regulatory endorsements. | |
| Leasing | Operating lease of vehicles introduced in 2022-23 to diversify revenue streams. | New diversification with growing market; potential for expansion and cross-selling with financial services. | Primarily corporate clients and SMEs requiring vehicle leasing solutions. | Leasing services are in early growth phase with potential high margin. | 1 | 37 | Lease rentals and operating lease fees from vehicle clients. | Recurring lease rental payments. | Rising demand for vehicle leasing from businesses; diversification strategy. | |
