| Investment activity | Long-term equity investments, private equity, debt instruments, real estate investments | Experienced management and proprietary research capabilities for selecting and monitoring investments. | Primarily institutional and corporate investors, with some strategic holdings in listed/unlisted companies | Strategic investments with controlling stakes and high-growth potential companies | 2272 | 49 | Capital gains, dividends, interest income, and appreciation on investment portfolio | Investment-based returns and capital appreciation | Market opportunities for value investing, strategic stakes, and equity market performance | Authum Investment Business portfolio, including Prataap Snacks, NITCO Ltd., and multiple listed/unlisted equities |
| Lending activity | Mortgage finance, secured and unsecured loans, structured financing and debt resolution services | Integrated credit platforms with technology-enabled servicing and extensive agency network for collections. | Retail borrowers, SMEs, corporate clients, and distressed asset owners | Fresh credit disbursements and asset reconstruction commissions | 2328 | 50 | Interest income, fees from loan servicing and recovery commissions | Interest rate-based lending, fee income from asset management and recovery | Expansion of credit business, acquisition of lending portfolios, and rising demand for financing solutions | Open Elite Developers Ltd., Reliance Commercial Finance portfolio, ISARC asset reconstruction platform |
| Rental Business | Property rental income | Owned assets in strategic locations ensuring consistent rental income. | Internal corporate entities and external tenants | Owned property assets with steady occupancy | 13 | 1 | Rental income from owned assets | Contractual leases | Stable rental demand and asset utilization | Corporate-owned real estate assets leased for operational use |
