| Loan Division | Lending to industrial concerns and retail clients, financial accommodation services. | RBI registration, diversified loan portfolio, experienced management. | B2B and B2C borrowers in diverse sectors. | Selective high-yield lending segments. | 23 | 79 | Interest income from loans and advances. | Interest-based lending with competitive rates. | Demand for credit, branch expansion, and relaxed pricing due to lower borrowing costs. | |
| Securities/Share Division | Investment in corporate securities and capital market activities. | Market knowledge and regulatory compliance. | Institutional and corporate clients. | Equity and debt securities with premium yields. | 5 | 19 | Gains from investments and securities trading profits. | Investment returns and trading profits. | Capital market growth and strategic investments. | |
| Manufacturing Division | Limited manufacturing operations primarily leasing plants and machinery. | | Industrial clients. | | 0 | 2 | Income from leasing and manufacturing operations. | Leasing fees and sale proceeds. | Ancillary support to core financial business. | |
