| NBFC Business | Provides short-term and long-term loans and advances to borrowers. | Registered NBFC status under RBI ensuring trust and regulatory compliance. | Individual borrowers, businesses requiring credit; B2B and B2C focus. | Interest income from loans and advances provides highest margins. | 8 | 73 | Generates revenue through interest income and financing fees. | Interest-based lending with terms customized per borrower profile. | Rising demand for non-banking credit services and prudent risk management. | |
| Property Trading | Engages in sales and purchase of properties offering real estate trading services. | Experience in property market and asset management expertise. | Real estate investors and individual buyers; primarily B2C. | Profits depend on market conditions and timing of trades. | 2 | 17 | Earns revenue through property sales and brokerage fees. | Transactional revenue based on property sales. | Market opportunities in property trading and investment demand. | |
| Others | Miscellaneous income from other minor business activities. | | Varied small scale clients. | | 0 | 1 | Nominal revenue streams through incidental services. | Ad-hoc transactional model. | Limited impact on overall growth. | |
