What we do Abirami Financial Services (India) Limited is a non-banking financial company primarily engaged in hire purchase, leasing, and lending against securities and properties. |
Founded in 1,993 |
Market share Registered as Category B NBFC by RBI; operates without public deposits or subsidiaries. |
Problem solved Provides credit solutions by lending against movable and immovable assets, supporting access to finance. |
Top clients or who we serve Serves individual and corporate clients seeking structured financing, focusing on lending and leasing. |
Key management - |
Our journey and innovations Incorporated in 1993; listed on Bombay Stock Exchange; recognized as NBFC Category B by RBI since 2003. |
Where we operate Primarily operates within India with focus on Chennai and surrounding areas. |
Top products or what we offer Hire purchase agreements, leasing services, secured loans against securities and properties. |
Top brands - |
Raw materials needed - |
Raw materials supplier - |
Recurring vs cyclical contribution Revenue shows cyclical income primarily from interest and lending activities; no significant recurring product sales. |
Our industry position A small-scale NBFC with stable presence; listed and regulated by RBI and BSE, no public deposits. |
Financial highlights Reported net profit of Rs. 5.77 million for FY 2024-25; equity capital of Rs. 54 million. |
Geographical revenue split Revenue and operations concentrated in India; no international presence. |
Order book - |
Whats driving growth Focus on conservative lending and steady income from financing operations amid market conditions. |
Our future plans No major changes reported; emphasis on exploring growth opportunities while maintaining prudent risk policies. |
Our green promise - |
Our people and values Committed workforce with adherence to corporate governance and regulatory compliance standards. |
Key challenges ahead Risk from interest rate volatility, economic cycles, and credit risks managed through prudent policies. |
Interesting facts Has maintained steady operations since 1993 with no public deposit acceptance and no subsidiaries. |
Risks and strategy Mitigates financial risks by strong internal controls, risk management policy, and compliance mechanisms. |
