What we do Aditya Birla Capital Ltd is a diversified financial services company offering lending, asset management, insurance, and wealth management solutions across India. |
Founded in 2,007 |
Market share Among top financial conglomerates in India with leading positions in mutual funds, insurance, and lending. |
Problem solved Provides comprehensive financial products, addressing retail, SME, and corporate financing, investment, insurance, and wealth management needs. |
Top clients or who we serve Retail customers, high-net-worth individuals, SMEs, mid & large corporates; B2B, B2C model. |
Key management Kumar Mangalam Birla (Chairman), Vishakha Mulye (MD & CEO designate) with strong industry experience. |
Our journey and innovations Founded in 2007; rebranded in 2017; key amalgamation in 2025 boosted scale; pioneers in integrated digital finance platforms. |
Where we operate Pan-India presence with some international operations; primarily focused on Indian market. |
Top products or what we offer Lending (personal, business, housing finance), life & health insurance, asset management, broking, digital finance platform (ABCD). |
Top brands Aditya Birla Finance, Aditya Birla Housing Finance, Aditya Birla Sun Life Insurance, Aditya Birla Sun Life AMC, Aditya Birla Money. |
Raw materials needed Not applicable for financial services. |
Raw materials supplier Not applicable for financial services. |
Recurring vs cyclical contribution Revenue predominantly recurring from interest, premiums, asset management fees. |
Our industry position Market leader in asset management and insurance; significant NBFC presence. |
Financial highlights FY25 consolidated revenue Rs 40,632 Cr; net profit Rs 3,332 Cr; AUM Rs 5.98 Lakh Cr; lending book Rs 1.9 Lakh Cr. |
Geographical revenue split Over 99% revenue from India; minimal international operations. |
Order book Not applicable. |
Whats driving growth Strong digital adoption, product diversification, expanded distribution network, and rising financial inclusion. |
Our future plans Expand digital ecosystem, grow affordable housing finance, broaden insurance reach, scale asset management business. |
Our green promise Investments in renewable energy financing, solar installations, waste recycling initiatives, ESG fund launches. |
Our people and values Over 60,000 employees including subsidiaries; focus on diversity, inclusion, learning and employee wellness. |
Key challenges ahead Regulatory changes, credit risk management, competitive pressure, ensuring asset quality. |
Interesting facts First integrated online personal finance platform in India; strong presence across multiple financial verticals. |
Risks and strategy Credit, liquidity, operational risks managed with robust frameworks; growth via digital innovation and diversified portfolios. |
