| Investment | Lending and investment activities primarily within group companies generating interest and dividend income. | Exclusive rights to lend and invest within group under RBI Core Investment Company regulations. | B2B, mainly related group companies within Pudumjee Group. | Investment income contributes highest margins. | 2 | 59 | Interest and dividend income from group company investments. | Interest-based returns on loans; dividends from equity holdings. | Growing investment income supported by strong group company relationships. | |
| Leasing | Real estate leasing including property rentals from city assets such as Pune real estate. | Prime location properties leased to group companies providing steady cash flows. | Group companies leasing office and industrial spaces; B2B. | Property rental income with low operating cost. | 0 | 8 | Rental income from leased properties. | Fixed rental income under lease agreements. | Stable rental agreements with related parties. | |
| Services | Various service incomes related to group activities and investments. | Strong integration and trust within group enabling steady service contracts. | B2B primarily within group companies. | Service fees from internal group transactions. | 1 | 33 | Fees and other service revenues. | Service charges and fees-based income. | Support services aligned with group company needs. | |
